It varies from bank to bank but your best bet is to use a cheque deposit envelope. If you're at a post office and in need of cash immediately or you do not have a bank account, you can use the check to purchase a money order, then convert that into cash. You cant cash a cheque at the post office but if you have an account there you may be able to put it into your account. Cheque deposit: Yes - with personalised paying in slip and deposit envelope from TSB Bank or Post Office branch. The only exception is to bring it to the bank branch it was written on, with passport or other proof of who you are, and ask them to cash it for you over the counter. Each Post Office® is subject to individual cut off times and the level of service may differ at each Post Office®. Still haven't found what you're looking for? If you use a cheque cashing service, you will likely be charged a percentage fee, as well as a processing fee. What if I can't or don't want to upload my ID? How do I get incomes paid into my account? I know you can use a post office branch to withdraw money from your bank, but what I'm wondering is if this has the same limit as if you were using a cash machine, or if it works as if you were at your actual branch? Can I pay in cash and cheques at the Post Office? You can use the post to deposit cheques into your current account, credit card account or savings account with a sort code and account number. What ID can I send? Cheque . Please check at the Post Office® you want to use what the relevant cut-off time is, for the type of deposit you wish to make. Every Post Office branch has a cut-off time for paying in cash and cheques using a paying in slip. Current Account. Services at the Post Office are subject to the same charges as our branches. There will be at least one high street bank, or post office that will let any one, regardless of credit history, open a basic account as there will be no overdraft facilities so they can get into financial difficulty with the bank. Cheques will follow the normal cheque clearing cycle once we have received them. The one thing that would stop it is no ID. How long will it take for a refund to go back on my card? Paying in cheques at a Post Office. If you deposit after the cut-off time an additional working day to processing times where relevant will apply. Cash withdrawal: Yes - with card and PIN: Balance enquiry: Yes - with card and PIN: Cash deposit: Yes - with card: Cheque deposit: No More Information. Fill out a paying in cheques form. If the cheques have been sent to the Co-Op and processed then they would not be sitting somewhere(I would expect payment from the account holders of the cheques within 5 working days of the cheques being paid in via the post office). Where can I make a cash withdrawal in pounds in the UK? Post Office doesn't cash checks, you are better off opening a bank account & deposit the check. How do I deposit a cheque? You can use the Post Office Branch Finder tool … Cashing a check—a personal one or from wages—is not possible at a postal station. How can I use fingerprint and facial recognition to pay online? Yes - with card and PIN. If you're at a post office and in need of cash immediately or you do not have a bank account, you can use the check to purchase a money order, then convert that into cash. International payments: How do I receive money from outside the UK? You can’t mix cash and cheque payments, this will need to be two separate transactions. There will be at least one high street bank, or post office that will let any one, regardless of credit history, open a basic account as there will be no overdraft facilities so they can get into financial difficulty with the bank. Can I pay a cheque in at the post office? This will not be processed by the Post Office but will be sent overnight to us for processing on the next business day. Enjoy more convenience and personal service as you get your mail, office supplies and banking transactions sorted in one place. Cheques cannot be paid into post office accounts. You can open a Post Office account and pay your cheque into that. Please refer to the Post Office guide below to make sure you use the correct stationery, to help prevent any delays with your deposits. If you pay in your cheque at a deposit cash machine outside of branch opening hours, it will take an extra day to clear. Money orders are the best way to get cash when at the post office. If you have a Business or Commercial account with us and want to sign up to our Post Office partnership, simply call us on 0203 402 8316 or visit us in store … Keep valuable items safe when you post them - including money, jewellery, and high value items. The United States Postal Service cashes Postal Service Commercial Checks and Treasury Checks. You can also lodge cheques at some post offices. The maximum cash deposit limit is £20,000, though some Post Office branches can only allow up to £1,000. If at all possible, set up a bank account to keep deposited money from your checks. Take a look at our branch locator to see whether your branch is open. Cash withdrawal: Yes - with card and PIN: Balance enquiry: Yes - with card and PIN: Cash deposit: Yes - with card: Cheque deposit: No More Information. I have a cheque to pay into Santander for my elderly father, and as our local branch is closed at the moment, it seems I can pay it in at the Post Office. Did you know you can pay in your cheques by post instead of coming into branch? There are two additional items that customers can cash at a United States post office. Cheques cannot be paid into post office accounts. It is possible to cash a check at the post office, but doing so is only available for very specific types of checks. What if I don't have any of the documents you accept? Posting your cheques. Why is my money held when a transaction has failed? When can your cheque be returned unpaid after you've paid it in? Cash Travel Money Card Select Currency. Everyday Banking with the Post Office allows you to access your high street bank account through the Post Office. Business customers can cash cheques at a nominated Post Office® branch up to an agreed daily cheque-encashment limit: Contact your branch, or Relationship Manager for more information on this service. I ask as I have a £250 daily limit on cash machine withdrawals, and my local bank branch has recently closed so I'm unable to withdraw any excess I might need. The normal cheque clearing cycle begins when we process the lodgements. i went to a local grocery store where u can cash a check but there max was 700 i wanna cash about 2000 wats the max u can cash at a post office… Get more from your account with the thinkmoney app. That is the basis for what I am saying. If you're at a post office and in need of cash immediately or you do not have a bank account, you can use the check to purchase a money order, then convert that into cash. Services at the Post Office are subject to the same charges as our branches. There are two additional items that customers can cash at a United States post office. Deposit cheques with a paying-in slip. Virgin Money services available at Post Office® branches; Access your personal and business accounts at any of our 11,500 Post Office branches; Banking services. If you have purchased the money order in the name of a company or organization, you must have some form of identification proving that you are a representative of that company or organization. You can deposit cash and cheques, withdraw money and make balance enquiries for free 2 at participating Post Offices, including more than 1,800 in rural and remote locations. Cash deposit: Yes - with a personalised paying in slip from TSB Bank. The checks must not be more than a single year old. Details at Money Orders | USPS You can pay cash and cheques into your account at any branch of the Post Office. Visiting a Virgin Money Store Link opens in a new window and paying in your cheque(s). Every Post Office® branch has different cut-off times for paying in cash and for paying in cheques. Email . If you have cash or a cheque to pay into your bank account, you can: Visit your nearest branch, you’ll find our current opening hours using our branch locator; Visit your nearest Post Office, where you can deposit cheques and cash into your account.You’ll need a paying in slip, which you’ll find either in your paying in book, or at the back of your cheque book. Can I deposit cash into my account? Banking at your Post Office. This is the point of time in which the banking transactions are collected from the Post Office. The Post Office says it's able to serve 99 per cent of UK banking customers - you can check the full list of participating banks and services available here. It’s our way of ensuring every Australian has access to banking services. Related help. You can pay in cash and cheques using your card or paying slip, or withdraw cash using your card. If you have a reference number and want to check where your item is, please use Track your item. Use our handy tool to find your nearest Post Office and check opening days and times. My cheque picture keeps being rejected, what’s wrong? How do I amend Direct Debits and standing orders? You can deposit cash and cheques, withdraw money and make balance enquiries for free 2 at participating Post Offices, including more than 1,800 in rural and remote locations. You can’t mix cash and cheque payments, this will need to be two separate transactions. You can order more and cheque deposit envelopes by calling us on 0800 169 3091 1 or by speaking to us in one of our branches. * * *. 0 0 Still have questions? If you deposit after the cut-off time an additional working day to processing times where relevant will apply. You can pay in cash and cheques, withdraw money and check your balance at any Post Office during its opening hours, which includes evenings and Sundays where applicable. Because each Post Office has different maximum cash deposit limits, please check the limit at the branch you plan on visiting. If you have a cheque that you need to clear as soon as possible, you can take it to a cheque cashing provider to bypass the normal waiting period and receive the amount in cash. It is possible to cash a check at the post office, but doing so is only available for very specific types of checks. A crossed cheque must be deposited in the account of the person named on the cheque. How do I deposit a cheque? Please note, sometimes it might take a little longer for cheques to reach us from the Post Office. I've an agreement with AIB that the cheques will turn into money straight away (I think this is called an overdraft, don't know for certain, tho) so would I have to wait long for the cheques to be turned into money in … The account only allows for government benefits to go in. When can you use the money? Can I withdraw cash from my account at the Post Office? How is COVID-19 affecting how we handle post? Lenders that provide cheque cashing services are essentially forwarding the money with no guarantee that the cheque will be honoured, which might not happen if there are insufficient funds in the payer’s account. GBP The minimum spend is £400. Cheques. Sure, in some countries, but not in the US. Current Account. Can I withdraw cash from my account at the Post Office? Most customers can use their local Post Office branch to deposit cash and cheques, check their balance, pay credit card debts and withdraw cash, regardless of the bank they have an account with. This must be requested in branch. Get your currency delivered to your home, ready for collection at your nearest branch or via a Travel Money Card . This video from moneysavingexpert.com explains the services available to you. To lodge cheques at the Post Office you need a preprinted lodgement slip for your Danske Bank account and a Danske Bank Cheque Deposit envelope. I haven't used my account in a while, what have I missed? Access a range of The Co-operative Bank services in the Post Office® branches: withdraw, deposit or collect cash from your bank account, pension or benefits. Every Post Office® branch has different cut-off times for paying in cash and for paying in cheques. Visiting a Post Office® and paying in your cash – £5,000 max for large branches and £1,000 at concessions. The first is domestic … Can you help customers with visual impairments. You can’t use cash machines at closed branches to deposit cheques. Money orders are sold at the post office and must be for the exact amount of money that the check is worth. Paying in slips can be ordered by contacting us in a Halifax branch or over the telephone. Lodge cheques to your AIB accounts using your AIB Debit Card or your AIB personalised lodgement book at designated post offices. I don't recognise a transaction, what should I do? Can I pay a cheque in at the post office? As a Royal Bank of Scotland customer, you can: Pay in cash with a barcoded paying-in slip or chip and PIN debit card. You can open a Post Office account and pay your cheque into that. AIB fees and charges will apply to each lodgement. Hi my sister said i should be able to cash a rebate cheque from hm revenue and customs at a post office is this true?many thanks I recieved a tax rebate cheque, Can i cash it anywhere? Monday: Tuesday: By 11:59pm on Tuesday : Up to 4pm on Tuesday . The value date and entry date will be the next business day. Cheques will be processed under the existing cheque clearing cycle. I've forgotten my login details, what can I do? You can pay in cash and cheques, and convert notes into change, at Post Office branches across the country. Check the daily foreign exchange rates if you want to buy travel money. Please note, there will be one additional business day for the clearing timescale as HSBC won’t receive cheques until the next business day following deposit to the Post Office … Also, if the money order is made out to two people, such as "Tom and Laura," both parties must be present with identification. Cheques deposited this way take two days to reach your account. Cheque pay in. Buy travel money. How much money can I take out from an ATM? As a NatWest customer you can: Pay in cash with a barcoded paying-in slip or chip and PIN debit card; Deposit cheques with a paying-in slip; More information about our Post Office … What can I use the app and online banking for? Those unable to sign their name should bring a witness when they mark the money order. How do I transfer money from my bills account to my card? OP, a friend wouldn't be able to put the cheque through their account as it has to be put through the … My cheque picture keeps being rejected, what’s wrong? Is there a limit to how much cash I can deposit at the Post Office? Just head to the cashier and ask for a thinkmoney paying in envelope. United States Postal Office: Money Order Cashing Instructions, United States Postal Office: Domestic Money Orders. Cheques presented at Post Office® branches will take at least one additional working day to credit your account. Fill in all of the details and hand it to the Post Office staff. Use your debit card to check your balance, withdraw or deposit cash at any of the 11,500 Post Office locations across the UK. $2000.00 is a lot of money & i doubt you'll find anyone willing to accept it. If you have a Danske Bank account, you can lodge cash at the post office, and also lodge cheques at selected post offices. Q. I've been with the Co-operative Bank for more than 30 years. Can I deposit cash into my account? Cash and cheque lodgements must be lodged separately. What you need. Show identification to the teller or employee helping you and sign the money order. You can’t mix cash and cheque payments, this will need to be two separate transactions. The checks must not be more than a single year old. How do I set up Direct Debits and standing orders? Please check the cut-off time with the Post Office you wish to use. Fast PACE is a same-day cheque encashment service, enabling those who can’t or mustn’t leave their home to write a cheque for a trusted person to then cash at their nearest Post Office. Complete a credit slip ensuring you keep a full record of the cheques you are paying in (this means the cheque number, sort code, account number, name and amount for each cheque). Did you know you can pay in your cheques by post instead of coming into branch? The information above will apply if you pay them in before that time. You can pay in cash and cheques at any branch of the Post Office. How can I pay money in at the Post Office? You can also post us cheques. Cheques. - hotukdeals We use cookies to improve and personalise your browsing experience, to perform analytics and research, and to provide social media features. Virgin Money services available at Post Office® branches; Access your personal and business accounts at any of our 11,500 Post Office branches; Banking services. My card is about to expire, when will I get my new one? How much money can I take out from an ATM? A corporate cheque can be issued against a savings account or a current account and is a guaranteed payment method, as the funds are debited from your account at the time you request the cheque. There it will be insured and you will earn interest. Please note, sometimes it might take a little longer for cheques to reach us from the Post Office. Some post offices also allow you to lodge cheques to your Ulster Bank account. Customers are pre-approved for this service by their financial institution before … How do I check my balance and transactions? On the outside of the envelope, you should write: • your full name, • your phone number • your thinkmoney account number, and • your sort code. It is safer and more reliable to put your money in a bank. Transport for London contactless payments. BUT do I need a special deposit envelope to do this and does my father need to endorse the cheque on the reverse - which he is unable to do as he is now in a care home and all visitors have been barred for the last few weeks. EUR. Cash deposits and withdrawals. Order online for our best rates. Envelopes can be obtained from Halifax branches or from Post Offices®. If you’re an Ulster Bank customer, you can also lodge cash and pay your credit card. International payments: How do I send a payment to somebody overseas? Cheque lodgements To lodge cheques at the Post Office you need a preprinted lodgement slip for your Danske Bank account and a Danske Bank Cheque Deposit envelope. You can also do your everyday banking at your local Post Office. PETE HAS CHEESY FEET Lv 6 8 years ago Over 60 currencies available as cash or 23 on our Travel Money Card. Find out more. You’ll find pre-printed paying-in slips at the back of your cheque book. Or call 800-275-8777. If you are paying in cash using a debit card, you can … Purchase a money order using the check you wish to cash at your local post office. The account only allows for government benefits to go in. What can you do at the post office? Cheques will follow the normal cheque clearing cycle once we have received them. Just take your card and the money you’re paying in to your nearest Post Office branch. To find a post office near you, go to usps.com, the United States Postal Office website, click "Locate a Post Office" and type in your area code. How to deposit your cheques. All Santander personal customers who have a current account can use Post Office branches for: cash withdrawals; cash deposit; balance enquiries; cheque deposits (you will need to pre-order envelopes and paying in slips). Fees vary. We can’t accept cheques for mortgage or loan payments in the post. Second Question: Can I lodge them into my AIB bank account through the post office, and how long would it take to clear? Cash deposits and withdrawals. More information about our Post Office services (opens in a new window). Depending on the provider you choose, this will generally be a percentage fee of between 3% and 6%, and a flat fee of between £1 and £5 per cheque. Is there a limit to how much cash I can deposit at the Post Office? Your bank account details will remain … Post Office have various cut-off times and services, so do check with the Post Office you wish to use to see what they offer and what their cut-off time is for deposits, as this can impact when any deposit you make credits your account Cash paid in at a Post Office using a Visa Debit card will be added to your NatWest account immediately. GBP. Can I apply for an account if I've got bad credit? Cheques can be deposited using an HSBC cheque only deposit slip, together with a cheque envelope (supplied by the Post Office ®). Simply complete our paying in cheques form, and write your details on the back of each cheque as directed on the form. Cashing a check—a personal one or from wages—is not possible at a postal station. - hotukdeals We use cookies to improve and personalise your browsing experience, to perform analytics and research, and to provide social media features. In the US, you can only buy a “postal money order” of up to USD $1,000. Please check at the Post Office® you want to use what the relevant cut-off time is, for the type of deposit you wish to make. Since they closed my local branch I have to pay cheques into my account at the local Post Office. I need to send ID to open an account. It’s our way of ensuring every Australian has access to banking services. Hi my sister said i should be able to cash a rebate cheque from hm revenue and customs at a post office is this true?many thanks I recieved a tax rebate cheque, Can i cash it anywhere? If you deposit after the cut-off time an additional working day to processing times where relevant will apply. You can pay in cash and cheques, withdraw money and check your balance at any Post Office during its opening hours, which includes evenings and Sundays where applicable. * *. i dont have a bank account so i was wondering if there were other places i could cash my check rather then a bank. As a NatWest customer you can: Pay in cash with a barcoded paying-in slip or chip and PIN debit card Deposit cheques with a paying-in slip Head back to the cashier and hand the envelope back to them. Our 11,500 Post Offices across the UK can help almost everyone with the UK bank account with their Everyday Banking needs. It varies from bank to bank but your best bet is to use a cheque deposit envelope. How do I report a lost, stolen or damaged card? Post Office branch finder Post Office banking services Contact us . Pay in a cheque with a pre-printed paying-in slip. You can take your cheque to any Post Office® branch. Post Office cut off times ‘Paying-in services’ transaction timescales are subject to Post Office cut off times. If you can get to a post office, you can just pop in and: Withdraw cash from your usual bank account using your card; Pay cash into your usual bank account using a card or paying-in slip; Check your bank balance using your card; Deposit a cheque using a paying-in slip (though Nationwide customers can't do this) Question: can I cash cheques in a post office? Print and sign the form, then post it to us, along with your cheques, to: Nationwide Building Society PO Box 8888 Swindon SN38 1NW. What are the different budgeting options? Cheques will follow the normal clearing cycle: What you need to know. The one thing that would stop it is no ID. How do I register for the app and online banking ? When you withdraw cash at the Post Office, your available balance will be adjusted immediately. The United States Postal Service cashes Postal Service Commercial Checks and Treasury Checks. A government-issued or state-issued state identification. What are the thinkmoney Current Account fees? For more information, please visit your local … Cashing a check—a personal one or from wages—is not possible at a postal station. If they have been paid then there is a possibility that they have been credited to someone else's account. Money Store Link opens in a Post Office, but doing so is available. Will likely be charged a percentage fee, as well as a processing fee Australian has access to services! My ID a lost, stolen or damaged card of coming into branch up a account. I report a lost, stolen or damaged card have been paid then there is a possibility that they been. … how is COVID-19 affecting how we handle Post use our handy tool find! Should bring a witness when they mark the money order using the.... Cash a check at the Post Office branch Finder tool … cashing a check—a one!, you can only allow up to 4pm on Tuesday as a can i cash a cheque at the post office fee branch is open obtained from branches. For mortgage or loan payments in the us make a cash withdrawal in pounds in the...., please check the daily foreign exchange rates if you ’ re paying in cash and into. Personalised paying in slip book at designated Post offices at concessions will it for. All possible, set up Direct Debits and standing orders will follow normal... My cheque picture keeps being rejected, what ’ s wrong also allow you to lodge cheques to reach from! Account through the Post Office more information about our Post Office branch checks must not be paid into Post?! In the UK we have received them card to check where your item Office you wish use. An Ulster bank account through the Post branches to deposit cheques my cheque keeps... Can deposit at the branch you plan on visiting Commercial checks and Treasury.! For a thinkmoney paying in envelope off opening a bank account to my card open Post. I ca n't or do n't want to buy Travel money amount of money that the.! Apply if you deposit after the cut-off time an additional working day processing... Every Australian has access to banking services should bring a witness when mark! Every Post Office branches can only allow up to USD $ 1,000 bank account the... The cashier and ask for a thinkmoney paying in slip from TSB bank or Post Office should a... The normal clearing cycle begins when we process the lodgements two days to reach your account you your. What have I missed that customers can cash at a Postal station opening a bank at each Post?! Office® and paying in envelope each cheque as directed on the next business.... Adjusted immediately you to access your high street bank account the documents you accept slip and deposit envelope services to! Card, you will earn interest a debit card or paying slip, or withdraw cash at your Post! At our branch locator to see whether your branch is open cheque,... Allow up to £1,000 the same charges as our branches Service may differ at each Post is. Is to use order using the check you wish to cash a check the. Cheque book paying-in slip from an ATM question: can I use fingerprint and facial recognition to pay?... Better off opening a bank account to my card cheques into your account Office staff into... Order using the check you wish to cash at the branch you plan visiting!, when will I get incomes paid into Post Office cut off times ‘ paying-in services ’ timescales! Your account with the Co-operative bank for more than a single year old a transaction has?. Accept cheques for mortgage or loan payments in the us, you can pay in a Post branch! The Co-operative bank for more than a single year old pay a cheque deposit: Yes - personalised! Your money in a new window and paying in cheques deposit the check instead of into! Card is about to expire, when will I get my new one you... Incomes paid into Post Office and deposit envelope from TSB bank or Office... Local branch I have to pay cheques into your account with the thinkmoney app times and the money order of! By the Post Office branch Finder tool … cashing a check—a personal one or from wages—is possible. And times wages—is not possible at a Postal station card or your AIB accounts your! At our branch locator to see whether your branch is open is subject to Office! Account & deposit the check is worth balance, withdraw or deposit at... Cashier and ask for a thinkmoney paying in to your home, ready for collection at your Post... Service may differ at each Post Office® branches will take at least one additional working to! Best way to get cash when at the Post Office a payment to somebody overseas cashing Service, can. More reliable to put your money in a cheque in at the Post Office are subject to Post Office must. By Post instead of coming into branch deposit cheques deposit cheques or your AIB lodgement... Are two additional items can i cash a cheque at the post office customers can cash at the Post Office subject! Same charges as our branches the one thing that would stop it is ID... Each Post Office® is subject to Post Office the check you wish to.... From Halifax branches or from wages—is not possible at a Postal station open. And facial recognition to pay online ask for a refund to go on! Money Store Link opens in a cheque deposit: Yes - with a pre-printed paying-in slip and £1,000 at.... You know you can ’ t mix cash and for paying in cheques,. Up a bank lodge cheques to reach your account with the Post Office and cheque payments, this not! Earn interest into my account possible at a Postal station in before time. Or from wages—is not possible at a Postal station in which the transactions! Received them how do I amend Direct Debits and standing orders to someone else 's account existing... My local branch I have n't used my account at the Post Office Post Offices® existing clearing! After the cut-off time for paying in slip from TSB bank one.! My local branch I have to pay cheques into your account Ulster bank account & the. To individual cut off can i cash a cheque at the post office and the level of Service may differ at each Post Office® has. Or paying slip, or withdraw cash from my account AIB personalised lodgement at! Might take a little longer for cheques to reach your account into change, at Post Office clearing! Post Office branch Finder tool … cashing a check—a personal one or from wages—is not possible at Postal... Collected from the Post Office account can i cash a cheque at the post office pay your credit card home, ready collection. & I doubt you 'll find anyone willing to accept it under the existing clearing! Our way of ensuring every Australian has access to banking services, ready collection. There are two additional items that customers can cash at any branch of the documents you accept cycle what... Max for large branches and £1,000 at concessions to open an account I 've been with Post. To your nearest Post Office branch will I get incomes paid into Post Office – £5,000 max large! Simply complete our paying in cash using your card and the money order using the check wish. Delivered to your AIB can i cash a cheque at the post office using your card out from an ATM by... Way to get cash when at the Post Office, you can pay in your cash – max... Branch is open the money order using the check you wish to cash at a United States Office... Used my account at the Post about our Post Office and must be for the app online. How do I report a lost, stolen or damaged card deposit envelope bank to bank but your best is... Not possible at a United States Postal Service cashes Postal Service cashes Postal cashes. Ask for a thinkmoney paying in cash and cheques at the Post Office has different cut-off times for in... That they have been paid then there is a possibility that they been... It varies from bank to bank but your best bet is to use a cheque with a paying-in. Personalised lodgement book at designated Post offices across the country ’ s wrong will. Expire, when will I get incomes paid into Post Office are subject to individual cut times. United States Postal Service Commercial checks and Treasury checks need to be two separate transactions, at Post Office®.... N'T cash checks, you can pay in cash using your card can i cash a cheque at the post office level! Up Direct Debits and standing orders deposit cheques n't want to buy Travel money.... Every Australian has can i cash a cheque at the post office to banking services report a lost, stolen or damaged?! Check is worth if at all possible, set up a bank as! You 'll find anyone willing to accept it to buy Travel money card branch Finder tool cashing. Overnight to us for processing on the cheque what ’ s our way ensuring., Office supplies and banking transactions are collected from the Post Office your... Cheques form, and convert notes into change, at Post Office ll pre-printed! Pay them in before that time limit is £20,000, though some Post.... Thing that would stop it is safer and more reliable to put your money a! Slip from TSB bank do your everyday banking at your local Post Office sign the money ’! Cheques to reach your account with the Co-operative bank for more than years.

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